Stripe vs PayPal: Which Is Better for Australians in 2025?

If you’re running an online business or freelancing in Australia, you’ve probably asked: Should I use Stripe or PayPal to get paid? Let’s compare them based on features, fees, and flexibility.

Stripe vs PayPal comparison for Australian freelancers and business owners – 2025 payment tools


💳 1. Stripe – Developer-Friendly & Flexible

  • Ideal for websites, invoicing apps, and e-commerce
  • Supports one-time + recurring payments
  • Fees: 1.75% + 30c for domestic cards (AU)
  • Sign Up for Stripe

💸 2. PayPal – Easy for Clients, Trusted Worldwide

  • Great for sending invoices and client familiarity
  • Instant transfers to Aussie bank accounts
  • Fees: 2.6% + 30c per transaction (AU)
  • Start with PayPal Business

📊 Comparison Summary

FeatureStripePayPal
Fee (Domestic)1.75% + 30c2.6% + 30c
Recurring Payments✔️✔️
Integration✔️ Advanced✔️ Basic
Client Trust✅ Trusted by devs✅ Trusted by everyone

🧠 Final Thoughts

If you want full control and lower fees — Stripe wins. If your clients love PayPal and simplicity — go for it. In 2025, Aussie freelancers often use both!

Disclosure: Some links in this post are affiliate links. We may earn a commission if you sign up using them.

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